How it works

3 Simple Steps to Ownership

Buying a home shouldn’t be overwhelming or stressful—we’re here to make it simple and enjoyable every step of the way.

Apply Online

Tell us about your situation in just a few clicks. It’s fast, free, and won’t impact your credit score.

Pick Option

Get matched with the best options—whether it’s a special mortgage rate or a custom solution to help you get approved.

Purchase Home

Move forward with confidence and support. We’ll help you find and close on a home you love—without the stress.

Frequently Asked Questions

How does RentFund work?

RentFund helps renters become homeowners by creating a personalized homeownership plan based on your situation. We match you with exclusive mortgage rates, credit-building solutions, and other creative buying options that save you time and money.

Do I need to have good credit to qualify?

Not at all. We work with renters at every stage—even if you have less-than-perfect credit. Our team will help you understand your credit and guide you toward options that get you closer to approval or provide you with other creative options.

Do I need a down payment saved up?

No savings? No problem. We’ll show you programs and strategies to buy with low or no down payment, or help you build a plan to get there faster.

How can RentFund get me the best rate?

Thanks to our partnerships with trusted brokers, you get access to over 30 trusted lenders competing for your mortgage—helping you lock in the best possible rate and save thousands. You won’t get deals like this walking into a bank.

How much money can I save with RentFund?

Every situation is different, but most people save thousands—thanks to lower interest rates, tailored strategies, and exclusive benefits.